Core banking infrastructure.Already in your pocket.
Pok3t Core helps fintechs and financial institutions launch wallets, card programs, VIBANs, transaction reporting and back-office operations through a custom full-stack banking platform.
Custom core banking modules for wallets, cards, VIBAN, reporting, AML operations and accountancy reconciliation.
Pok3t Core: custom core banking for modern financial platforms.
Launch the financial infrastructure your product needs without rebuilding every operational layer from scratch.
Wallet Infrastructure
Build digital wallet experiences with balances, movements, payment flows and user-facing financial views.
VIBAN Management
Allocate, monitor and manage virtual IBANs, account hierarchies, deposits, withdrawals and reporting workflows.
Card Programs
Manage card lifecycle, spending controls, limits, authorizations, cardholder views and operational monitoring.
Transactions Engine
Centralize transaction history, ledger views, filters, exports, settlement data and investigation tools.
Identity Reports
Organize KYC/KYB statuses, verification results, risk flags, review queues and audit-ready identity data.
AML Back Office
Support compliance teams with case queues, review workflows, alerts, audit trails and operational dashboards.
Accountancy Reconciliation
Help accounting teams match movements, explain differences and monitor settlement or processor files.
Web & Mobile Apps
Deliver full-stack web apps, iOS apps, Android apps and internal back-office portals.
Build only what you need. Scale when you are ready.
Card Programs
Manage card issuing workflows, cardholder profiles, spending controls, authorization monitoring, limits and operational status.
Transactions
Provide searchable transaction history, ledger-style views, status tracking, exports, settlement views and reporting dashboards.
Back Office
Give compliance, accounting and operations teams the tools they need for AML queues, customer reviews, reconciliation and issue resolution.
Mobile App
Launch polished iOS and Android wallet experiences with balance views, card screens, transaction history, alerts and support flows.
VIBAN
Manage virtual IBAN allocation, account routing, incoming and outgoing payment visibility, customer mapping and reporting workflows.
Identity Reports
Centralize KYC/KYB verification statuses, risk flags, identity evidence, review decisions and audit-friendly reporting.
Reporting
Generate operational, transaction, identity, accounting and compliance reports for internal teams and external partners.
API Layer
Connect Pok3t Core with providers, processors, ledgers, compliance systems, accounting tools and client-facing applications.
AI-assisted operations for support, accounting and reconciliation.
Pok3t Core is designed for human-in-the-loop financial operations, where AI helps teams investigate, reconcile and support faster.
AI Customer Support Assistant
Help support teams answer wallet, card, VIBAN and transaction questions with contextual user and movement data.
AI Accountancy Reconciliation
Suggest likely matches, identify unmatched movements, explain balance differences and prioritize accounting review.
AI Operations Intelligence
Surface anomalies, failed transactions, AML review priorities, unusual activity patterns and operational bottlenecks.
AI-assisted · human-in-the-loop · decision support. Compliance decisions remain with authorized teams.
12 unmatched settlements found. 9 likely match with delayed processor files. 3 require manual review.
Interfaces for every layer of fintech operations.
Transaction history
| Date | User | Type | Amount | Status | Risk | Reference |
|---|---|---|---|---|---|---|
| Oct 14 | L. Sørensen | Incoming transfer | +€4,200.00 | Completed | Low | TX-882041 |
| Oct 14 | M. Almeida | Card authorization | -€189.50 | Pending | Low | TX-882039 |
| Oct 13 | Helix OÜ | VIBAN deposit | +€12,800.00 | Completed | Low | TX-881997 |
| Oct 13 | J. Berger | Refund | +€42.10 | Completed | Low | TX-881954 |
| Oct 12 | T. Okafor | Outgoing transfer | -€9,500.00 | Manual review | High | TX-881892 |
Case queue
Settlement match
KYB report
Account routing
From architecture to launch.
Discovery & regulatory perimeter
We map the product scope, operational model, integrations and compliance boundaries.
Core module design
We define the Pok3t Core modules needed for wallets, cards, VIBAN, reporting and back-office operations.
Full-stack build
We develop APIs, web apps, mobile apps and back-office portals with role-based access and audit logs.
Testing & operational workflows
We validate transactions, reporting, reconciliation, AML queues, exports and support flows.
Launch & iteration
We support production launch, monitoring, improvements and new module rollouts.
Built for fintech speed. Designed for operational control.
Custom, not generic
Pok3t Core adapts to the product, operational model and provider stack of each client.
Full-stack delivery
From API layer to mobile app and back office, Pok3t covers the complete software experience.
Operations-ready
Compliance, accounting and operations teams get practical dashboards, workflows and exports.
AI-assisted workflows
AI helps teams investigate, reconcile and support, while humans remain in control.
Modular infrastructure
Start with one module and expand into a complete core banking layer as your platform grows.
Built for complex launches
Wallets, cards, VIBANs, reporting and operational tooling can be designed as one coherent system.
Let's build your financial infrastructure.
Tell us what you are launching: wallet, cards, VIBAN, reporting, back office or a complete Pok3t Core layer.